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reinsurance charts

EPIC has purchased coverage for severe events and multiple storms. The reinsurance placement provides a high level of financial security and includes:

  • First-event protection exceeding potential losses from a 100-year storm based on multiple hurricane models
  • Retained losses from one storm limited to $3.0 million, less than 15% of policyholders’ surplus
  • Retained losses limited to $5.0 million in three events
  • Private-market protection against exhausting Florida Hurricane Catastrophe Fund coverage in one or a series of events
  • All reinsurers on the program rated “A” or better by A.M. Best